EXAMPLE 1

Imagine that after 12 months we have deleted only 2 items from your credit reports. You started with 20 negative items, 18 of which remain. Your refund would be computed as follows:

Your cost for 12 months:		$650
Value of services rendered:		$150 (2 deletions @ $75/ea)
Amount you owe:		$0
Amount you get back:		$500

EXAMPLE 2

Now imagine that after 12 months we have successfully removed 18 of the 20 negative items on your credit reports. Your refund would be computed as follows:

Your cost for 12 months:		$650
Value of services rendered:		$1350 (18 deletions @ $75/ea)
Amount you owe:		$0
Amount you get back:		$0

*Terms of use fees and billing.*

While the first example shows results which are lower than our average participating client (i.e., average results yield much better dispute-to-deletion ratios) it is a good example of how the warranty works. Please note that when our results exceed the warranty amount (and your expectations), you will not owe more money. The warranty evaluation is intended to reassure you that Beacon Credit has a stake in helping you achieve a high level of success.